Insurance

The premium renews.
The customer doesn't
have to.

Every year, one in three insurance customers actively shops a renewal. Every year, comparison sites capture more of the first click. GoSales Solutions is the compliant, data-led partner that wins back the second click — across motor, home, health, life and commercial lines in Ireland, the UK, and priority EU markets.

THE MARKET, IN MOTION

Three markets. One acquisition clock.

Motor renewal. Home switching. Life protection. Health cover. Commercial and small-business lines. Five products, three regulatory regimes, one commercial truth: insurance acquisition is won in the thirty days before renewal — or lost for another twelve months.

IRELAND

€18.1B

Total Irish insurance premium across life and non-life markets.

INSURANCE IRELAND · 2024

UNITED KINGDOM

36%

Of motor customers in the UK actively switched at their last renewal — the highest shopping rate on record.

CONSUMER INTELLIGENCE · 2025

EUROPE(EU27)

€1.41T

Total European insurance premium — the largest consumer-services market on the continent.

INSURANCE EUROPE · 2024

INSIDE THE CHALLENGE

Pricing scrutiny. Aggregator
tax. Loyalty penalty.

No other consumer sector has been more reshaped by regulation in the last five years. Pricing-practice rules, consumer-duty, the differential-pricing review and Europe’s insurance-distribution rules have permanently changed the economics of acquisition and renewal. These are the challenges we hear in every scoping call.

1

Comparison-site dependency

For motor and home, comparison sites now capture the majority of first-click quote traffic, and the commissions keep climbing. Direct-channel margin is squeezed from both sides.

2

Loyalty-penalty aftermath

Pricing-practice rules and the differential-pricing review forced price equivalence — but left many insurers without a renewal-retention playbook that still works economically.

3

Protection gap, unconverted

Life, income-protection and critical-illness cover are under-sold across every European market. Interest exists; advised conversion doesn't scale.

4

Small-business cover under-served

Commercial broker pipelines are thin. Cyber, cargo, professional-indemnity and business-interruption cover are persistently under-penetrated in the small-business segment.

5

Vulnerable-customer exposure

Conduct rules name vulnerable customers explicitly. A mishandled renewal conversation with a bereaved, ill or elderly customer is now a regulatory-review risk.

OUR FULL ACQUISITION STACK — APPLIED TO HEALTHCARE

Six solutions,
one connected engine.

Most partners bring one thing: a search agency, a CRM consultant, or a call centre. We bring all six — designed to interlock, measured to one shared outcome: confirmed, attended, retained patients per pound or euro spent.

GoSales Verified™


Brand-safe acquisition,
acrossevery regulator.

Healthcare is the most scrutinised consumer sector in Europe for data handling and advertising conduct — the most sensitive class of personal data, medical-advertising codes, medical-device regulation and national medical-advertising standards apply at once. GoSales Verified™ is how we’ve built a commercial operation where every interaction passes all of them.

frequently asked

The questions automotive
leaders ask us first.

Drawn from real automotive-sector RFPs and commercial reviews across Ireland, the UK and EU markets.

Insurance telesales has a complaints history. Why will our programme be different?

Because every representative operates under GoSales Verified™ — background-checked, certified, carrying client-branded identification with a code the customer can scan to verify in real time. Every application is independently verified on a recorded call with an immutable audit trail, and the quality threshold is written into the contract as a minimum, not an aspiration.

Vulnerable-customer protocols are built into scripting, scorecards and verification flows, aligned with conduct and fair-value rules in each market. Representatives are trained to spot bereavement, illness, age, financial-hardship and cognitive signals and to follow escalation paths, including declining to complete a sale.

Yes — our build connects to the common policy-administration and quote-engine platforms via interface, with staged middleware where needed. Bound policies and quotes flow into your system in near real time with verification and consent attached.
Yes — renewal-window-timed outreach and owned direct funnels designed to recapture customers before the comparison sites win the first click, restoring direct margin on motor, home and pet.

Yes. A central programme spine — data, system, reporting, quality framework and training — is adapted locally to each regulator, with one review, one dashboard and one accountable partner rather than a patchwork.

Yes — consent-verified life, income-protection and critical-illness appointments feeding your adviser, broker or in-house advised channel, with suitability records intact.

Policies, and beyond — bind, first-renewal, lapse rate and complaint, reported to a cadence that stands up to fair-value and outcomes monitoring, not vanity dashboards.

A single-market renewal-defence or protection telesales programme typically runs four to six weeks from signed contract to first activation; advised-protection and commercial programmes take longer. You get a detailed timeline after the scoping call.

Win the renewal.

Defend the book.

Talk to our team about a compliant, data-led insurance acquisition programme across motor, home, life, health or commercial — in Ireland, the UK, or your priority EU markets.